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Eight ways an annuity fits a plan.

A plain-English guide to how fixed annuities, MYGAs, and income annuities may support retirement income, tax deferral, longevity planning, and contract tradeoffs.

This LaterWise Journal guide is in the Annuities section, published January 2026, with an estimated reading time of 9 min. It is written to help readers understand policy language and tradeoffs before comparing coverage.